Why do we pre-plan funerals?
Funeral preplanning is an essential part of personal and financial planning. Preplanning your funeral relieves your family of the financial
responsibility and sets a budget for them to follow as they make decisions about the final details of the ceremony. Preplanning
safeguards life insurance benefits and allows you to pay for services you select in today's dollars.
At Musselman Funeral Home & Cremation Services we offer two safe methods of funding; a Trust Program and an Insurance Program.
FACT:
The law protects any investment made in a prefunded funeral agreement.
One Hundred Percent (100%) of funds deposited by you are held in trust.
Our Preneed Trust Program, SecurChoice, was founded by the Pennsylvania Funeral Directors Association.
All documents we use for this Trust Program are in compliance with:
Funeral Director Law
Pennsylvania State Board Rules and Regulations
Federal Trade Commission
Pennsylvania "Plain Language" Law
Your Options With SecurChoice are:
Revocable or irrevocable trusts
Guaranteed or non-guaranteed funeral
Single pay or multiple payments
Guarantor trust (trust pays taxes, no 1066 form sent to you) OR
non-guarantor trust, you pay taxes, (1099 form will be sent to you)
ALL SECUR CHOICE FUNDS ARE KEPT IN PENNSYLVANIA BANKS
PRENEED INSURANCE PROGRAM - Our funeral directors are licensed to sell preneed insurance with:
SecurChoice
see: General Price List
Pennsylvania Funeral Directors Association
7441 Allentown Blvd.
Harrisburg, PA 17112
Vault Price List
Casket Price List
Cremation Options
Cremation Urns & Vaults
Pre-need Insurance Office: Toll Free
800-627-7526 & 717-540-1303
Loyal Christian Benefit Association
700 Peach Street
Erie, PA 16514-1305
It is important for you to know that if a preneed insurance program earns more than the guaranteed price of the funeral; Pennsylvania
funeral directors are required to return any excess funds on insurance policies to your estate.
Questions or Comments? Contact Musselman Funeral Home and Cremation Services on this website at info@musselmanfuneral.com, call us at 717-763-7440, or stop by at 324 Hummel Ave. Lemoyne. |
