Preplanned and Prefinanced Funerals

Funeral preplanning is an essential part of personal and financial planning. Preplanning your funeral relieves your family of the financial responsibility and sets a budget for them to follow as they make decisions about the final details of the ceremony. Preplanning safeguards life insurance benefits and allows you to pay for services you select in today's dollars.

At Musselman Funeral Home &Cremation Services we offer two safe methods of funding; a Trust Program and an Insurance Program.

FACT:

The law protects any investment made in a prefunded funeral agreement.
One Hundred Percent (100%) of funds deposited by you are held in trust.

Our Preneed Trust Program, SecurChoice, was founded by the Pennsylvania Funeral Directors Association. All documents we use for this Trust Program are in compliance with:
Funeral Director Law
Pennsylvania State Board Rules and Regulations
Federal Trade Commission
Pennsylvania "Plain Language" Law

Your Options With Secur Choice are:
Revocable or irrevocable trusts
Guaranteed or non-guaranteed funeral
Single pay or multiple payments
Guantor trust (trust pays taxes, no 1066 form sent to you) OR non-guantor trust, you pay taxes, 1099 form will be sent to you)

ALL SECUR CHOICE FUNDS ARE KEPT IN PENNSYLVANIA BANKS

PRENEED INSURANCE PROGRAM - Our funeral directors are licensed to sell preneed insurance with:

SecurChoice                                                                        see: GeneralPrice List
Pennsylvania Funeral DirectorsAssociation                   Vault Price List
7441 Allentown Blvd.                                                         Casket Price List
Harrisburg, PA 17112                                                         Cremation Options
     Pre-need Insurance Office: Toll Free                          Cremation Urns & Vaults
    800-627-7526 & 717-540-1303

Loyal Christian Benefit Association
700 Peach Street
Erie, PA 16514-1305

It is important for you to know that if a preneed insurance program earns more than the guaranteed price of the funeral; Pennsylvania funeral directors are required to return any excess funds on insurance policies to your estate.

Questions or Comments? Contact Musselman Funeral Home and Cremation Services on this website at bdmusselman@verizon.net, call us at 717-763-7440, or stop by at 324 Hummel Ave. Lemoyne.